The second warning sign was she didnt have a business card, but rather took my phone number down on a notepad and advised her business partner would call me. At first I was questioning that, arent you supposed to use a business card? I went to the interview to meet Anthony. When I enquired further about the details of this opportunity to make extra income as my schedule permits He responded to me telling me that I would be licensed with my state and I would serve as a financial GPS Lol. So I got a call from erin at primerica saying she got my resume off of cal jobs. So, after leaving them I channeled all of that energy 110% into my own venture. This business is in a unmarked building near a woods, although that was scary enough I reasearched and found this. I took a few deep breaths and began to greet reps I knew as they began to enter for the Opportunity Night. Anyways, being a young, naive college student I listened to him and eagerly tried out the company thinking I could use them to get my Series 6 and Securities licenses and quit. Kool-aid anyone? That was definitely not the job that the Lord was showing me. Very very unprofessional company. My parents have been in these pyramids a couple of times, i guess you can say it runs in the family. She wants to meet at a bar in my neighborhood on a Sunday (after church she stresses more than once) to have a chat. The hairs on my neck stood up when she spoke like this, but I figured it couldnt hurt to hear about the position. He also deceived the new Primerica representative, telling her that he was helping her and teaching her how to recruit people into her downline, only to keep some of the recruits for himself. Just my two cents worth. I've written about Primerica in the past, questioning whether Primerica is a pyramid scheme, and whether PFS is a scam. Some are a couple miles down the road and some are across the country or across the ocean to the most fantastic scenery or landmarks you've ever seen. I pasted a smile on my face and said of course, hes expecting you, he just stepped out for a few minutes though inside I was fuming. I interview with a Primerica Financial guy like 15 years ago. Suck my ass. Very happy with Merryl Lynch, thanks. User Andromeda is obviously a recruiter that works for PRIMERICA. He collects his clients resumes and he did it in front of me. He handed me a flyer that said Primerica was waiving licensing and application fees for active duty and veterans in November 2018, but I cant find anything on it on the Primerica website. He specifically mentioned that he was looking for a qualified office manager and that my resume looked like I was very well qualified. Harrison sounded very legit. If it sounds too good to be true, it probably is. very dumb. ..so i asked her if its such a legit company why do I have to pay for my background check and why is there so much secrecy and then sign of primerica is most outside. $99 fee was mentioned. The business of real insurance agents is selling insurance. MLM is not a company, but a form of generating income. insurance MLM firm Primerica is a legitimate and long-established company. Thanks for the info. My only concern is these two know where I work. What can I do to vanish that and get my money back, They will miraculously tell you that the mail has already left but i think you can get a partial refund if u push hard enough, Based on their Annual reports (which can be viewed online), the policies sold per rep currently averages out at 2.28 PER YEAR!!!!! Its not what you are told that is important, but rather what they arent telling you that really matters. She had a nice dark tan and spiky hair with maroon tips and very pale yellow roots. Worst case scenario, I figure, its a connection or something. They WILL continue to call you even after you have said no. Well im not going to my interview today. Be aware, I messaged on Facebook, and the account had comments saying Hey man, I think your account got hacked Ive been getting odd messages from you. Said business partner called me on a Sunday afternoon. International Association of Better Business Bureaus. http://www.cisro-ocra.com/publications/LLQP%20Provider%20Results%20(Jan-Dec%202014)%20EN.pdf, Anyone who can defend the morality of the scum who works and represents this company is just as bad. He called at 3:22 left a voicemail asking if I was having trouble finding the office. Result was what I had expected. Primerica Financial Services Home Mortgages. I am suppose to have an interview tomorrow as well. Please look up elizabeth warren cornering the president !!! They went through my Finances and sorted them all out and gave me a plan to pay everything off in a pretty cool schedule/plan. Your financial situation is unique and the products and services we review may not be right for your circumstances. Now I have my 2-15 and Im not going to waste that on just Primerica products. I never found out how I go from asking a guy if he wants a financial health check to getting a 6-figure salary. never said what I would be doing . Like the other RVPs were worse off for working with people who didnt have it. And you say Im too lazy to work for myself? RUN from anything to do with them. Thats just rude and disrespectful. Basically, i refer 3 people and make $700. Ex boss explains that he also wants me to set that up as an employee benefit. There was a Prime America in the office building I currently work in, and I cant tell you how many young, eager, looking people would pull up looking nervous right before their big job interview. I gave them my information, and even the information from one of my credit cards (which Im afraid that they will still use even though Ive already called & told them to shred/dispose of the information!). Theres constant turnover from people like me, so recruiting needs to continue indefinitely. they called me yesterday afternoon while I was at one of my jobs. And where, exactly, are you going to file that complaint? You will be expected to go out and find new victims to sign up for the scam. He had his upline with him during the visit and presented me with a PowerPoint presentation. Seems like she wants to help people. In the end i never scheduled a follow up. Im 18 Im not looking to make that type if money like that, Im looking for something simply to get me through college. I suffered through the classes only to never hear about my financial planning budget ever again because my reps had no idea how to put one together. *Money.USNews.com, "How to Find A Financial Advisor if You're . Suddenly it occurred to me, who knows what that really means in context. Whats this guys deal anyway? I left indicating this was not for me, but wasted valuable time for something, from the on-set, which I indicated was not at all of interest, on her pretense it was a support job. She really did not go over what the company was about but said we will discuss during the interview and not to worry if I was not experience because they like to teach within the company. after hearing these non descriptive answers at this point Im like yea, ok very high chance I will not be showing up. Ive written about Primerica in the past, questioning whether Primerica is a pyramid scheme, and whether PFS is a scam. After reading these comments I can say I will not be showing up Wednesday at 6:15 for my interview. I Started a policy with Primerica in 2018, against my better judgement. Why not. If you have a 6, 63, and 7 series. How fun. FIRST AMERICAN NATIONAL SECURITIES, INC., PRIMERICA ADVISORS, PFS INVESTMENTS INC. CRD#: 10111 /SEC#: 801-72263,8-26486. Split between two people working full-time, it really wasnt that impressive. I should have listened to my gut in the beginning. I was unable to find much of anything online until I got the address for the interview. Was very surprised to receive a phone call, as never applied for anything, still cant understand how did they get my phone number . I asked what it was and he was kind of vague, but I humored him and said that I would be interested, as I am in the market for a part time job given the added expenses of my fathers death. BBB is here to help. I was wincing to myself at times, man this guy could be a jackass. He signed on right there because he was impressed with their house. it is clear that it is not a typical job if you build a business with them based on the comments. But im not stupid so i looked it all up what the job was and where it actually was and this seems to be all true. The scheme is called a "pyramid" because at each level, the number of investors increases. Dont listen to the nonsense check out Primerica yourself! Thanks for the post. No, the only logical answer is that they somehow benefit from this revolving door. He called again. I dont mean any disrespect to the author of this blog but I wonder if he/she thinks about real estate brokers, is real estate a scam or pyramid scheme as well? Im generally really polite and dont want to hurt feelings, and I knew that my current work may expire in December, so I figured Id hear him out and then should I need work in December, maybe Ill give him/them a call. Calling me rude, and saying other unprofessional things like LOL. This, by the way, was part of her voice message. I should have known it was a scam, who calls people on a sunday!? Theres no scheme, no one earns more unless you DO more. Her jewelry looked awful nice for a receptionist. Very very glad I read this. So today I had a random phone call and I answered it only to find out it was a woman by the name of Jerica who said that Martha that I had met at my job referred me. I actually had to call my friend to ask what the position was and he said its something to do with sales.. She asked if she could put me down for an interview on Tuesday. I stayed through the interview anyways, fully knowing that I was already going to reject the FAKE position they had, but wanted to keep my commitment to the interview,and see for myself what kind of tricks they would verbally try to pull off. Why the need for secrecy? This is a scheme. MLM never has appealed to me. Looking for any advice to be offered before the impending interview.. I called her back a couple days later and she scheduled an interview for this coming Monday. (including advances). I tried to be professional and somewhat upbeat but also clear I despised working there. My friend convinced me to join, asking to partner up with me since he couldnt get through the door. I ask because my husband is a real estate agent and his broker always gets a piece of the action (along with everyone else in the office) the broker recruited, hired, licensed, and trained my husband my husband works his ass off the broker doesnt how is this not a form of an MLM? Second is you would stay for a career information session at my office with all of the successful interviewees and then I give more information. Weeks went by and I dismissed it completely, until I listened to this podcast: http://www.thisamericanlife.org/radio-archives/episode/543/wake-up-now Question for you, of those that dont do Primerica, what do you do? Apparently she works at the bar we are sitting in, but is not in that day. Fortuna, the goddess of wealth!? Of course that is enticing. I did find it funny though, because it was clear he was representing an MLM based on the fact that his business cards didnt have an actual company name, used a generic Vistaprint background, and listed him as a Financial Coach or something like that. Still, barely any information given. Got a call back today, saying my interview stood out, and to come for a brief information session. The problem in this country is the mindset and victim mentality nobody makes people stay small and closed minded! Its quite pathetic that all of us in the comments are forced to search out information on the web rather than hear it straight from the snakes that work for this company. 1.) And by work, of course, I mean pay them for their 36-week training course and then a monthly fee afterwards. It was fishy at first, but I thought the best of it. The first 20 minutes started normal. Anyways, Im cancelling that visit and now im off to the bank to change my debit card number to be safe. While many financial professional aren't interested in working with the middle class,* Primerica is committed to helping Main Street families save and invest for their short-term and long-term goals. I must have looked confused because he said as he dialed, people are more likely to answer an unknown number than if they see the name. I was shocked I thought we werent doing anything wrong? I was in a group with a few other people who agreed to sign on as well. I Googled the address and found out it was Primerica. After dodging her for a few weeks I finally agreed and ate enough of the steam table food to be polite. i have 2 children and single. Turning people away from God will eventually turn you away from Him and all his promises for you. It unfortunate that anyone that has been told that theyre having a job interview and later feel that they got taken. 2. She calls the next day and sets up a day and time to meet at an address. Okay, made perfect sense. And for easy monthly payments of only $25 Im really glad I came here, because they hadnt even gotten around to mentioning the other company fees yet. He kept repeating that they are teaching people how to use their money, but without really saying anything else. Then after 45 mins he told me to come back. They give the job seekers very little information about the job (its not a job at all rather it is a position in the MLM pyramid), con them into showing up for an interview, and telling them if they have the right skills, they may be invited to stay for an information session. Hope this helps and good luck to those who have gone forth with this and now have regrets and for those who saw the light before it was too late . With all of you. I caved and spoke to her, trying to ask questions about the job but she was extremely vague and told me that she was having a training next week and invited me to come along. Thank you for the honest comments, saved me time and money. I wasted a month of my busy life and thankfully, I already maintain a good internship at a wealth management firm and did not leave it for such stupidity. Im sure people are saving money, but something doesnt feel right. Once reading all these reviews I called back my recruiter and asked for more details about the interview and he was vague. I feel so bad and my heart bleeds how mich i lied to the community and friends and sold them something they dont stand for . Thank you! Some will say yes, not to be recruited, but to take control of their finances. In addition they needed close contacts, many may know as the warm market. If youre reading from the bottom up, pay close attention to what Tom (June 2014) & Anonymous with Accounting Degree (January 2015) have to say. I did go to an interview with him his office was eerily empty, a dark, one-floor building that looked more like a conference center than an office space. My old coworker had me sit through a lecture for her (I thought I was just helping her) then he asked if I was interested. My time is precious and sitting down even to waste her time wont be worth it. People who smoke, have a poor . Only regret filled out the intake paperwork, but kept a copy intentionally messed up. They have to recruit their own people. This series focuses on good old road trips. Had forgotten the details but Tracy Coenens information on many posts about the 99% failure rate of MLMs, despite Primericas legitimate products have me thinking. I told them that Id have to think things over, though it took a couple of times for me to say that so that they understood. The people who give up on this business dont understand the potential of having your own business and life. It appears that some above posters (mostly young) do not realize this? I remembered now, although I didnt pay attention then, how defensive he had gotten as he told me he was too wise to throw away money on a car. Cant there be commission only jobs? My ignorance had me traveling well over 30 miles one way. I know quite a few very successful business owners who started at the bottom in primerica now earning very incomes and building great businesses with great people and you cant do that working for someone else! This sounded so eerily familiar to Primericas tactics and MO. The so called VP is there and questions were asked and at some point, the so called VP (he looks like James Ingram) said that I need to pay $99 for my financial license to be able to get the job. NOT!! A pyramid scheme is a business structure that pays more for recruiting new members or distributors than it does for selling actual product.